Running a business comes with risks, including potential mistakes or incidents that may cause injuries, property damage or financial losses to others. If you’re found legally responsible, you need a way to manage the financial consequences. That’s where general liability insurance plays a vital role.

At Anthony Mercado Agency, we specialize in helping individuals in Orwigsburg, Pennsylvania, find the right insurance coverage and financial services to protect against potential losses.

What Does General Liability Insurance Cover?

General liability insurance typically covers a range of risks and liabilities that businesses might face. Here are some key areas it covers:

• Bodily injury—This may help cover third-party medical expenses and legal fees if someone is injured on your business premises or due to your business operations.

• Property damage—This may cover damage to someone else’s property caused by your business operations.

• Personal and advertising injury—This may include coverage for claims of libel, slander, copyright infringement and false advertising.

• Legal defense costs—This may help cover the costs of defending your business in a lawsuit, even if the claims are groundless.

• Medical payments—This may cover third-party medical expenses for injuries occurring on your business premises, regardless of who is at fault.

Who Needs General Liability Insurance?

Anyone who owns a business or operates in a professional capacity should consider general liability insurance. This includes contractors, consultants, retailers and service providers. The policy can cover the business owner, employees, and sometimes even subcontractors, depending on the terms of the policy.

Get the Right Coverage

For businesses in Orwigsburg, Pennsylvania, the Anthony Mercado Agency stands out as a trusted general liability insurance provider. With our extensive experience and commitment to customer satisfaction, we offer insurance solutions to protect your business. Contact us today to get a personalized quote and ensure your business is appropriately covered.